Northwest Arkansas is full of dreamers. Not all of them can access capital.

A food truck owner in Springdale. A seamstress in Rogers. A tech founder in Fayetteville. Someone who only needs a new thousand for that first piece of equipment, improved signage, a new website. When they walk into a traditional bank, the answer is too often "not yet" — or no answer at all.

Kiva NWA changes that.

We're the local hub of Kiva, the world's first personal micro-lending platform. We provide 0% interest, no-fee microloans of $1,000 to $15,000 to entrepreneurs who've been shut out of traditional financing — delivered in English, Spanish, and Marshallese, with technical assistance before, during, and after the loan.

Since opening in January 2020, Kiva NWA has:

Funded 200+ local entrepreneurs
Deployed over $2 million in capital
Achieved an 85%+ repayment rate
Helped 76% of borrowers grow their revenue
Helped 53% of borrowers hire their first employees

Your gift matters.

Every dollar contributed to KivaNWA goes directly back into the program, supporting one-on-one coaching, borrower technical assistance, and helping borrowers reach their loan goals.

Dreams are universal. Opportunity is not. Help us close the gap in NWA.

KivaNWA: Empowering Access