Most Americans approach retirement alone.

The decisions that matter most — when to claim Social Security, how to navigate Medicare, whether to convert to Roth, how to draw down savings without running out — are the decisions households face without help.

Fiduciary, conflict-free guidance exists. It's just typically reserved for families who can afford to pay $3,000 to $10,000 a year for an advisor.

We're building the alternative.

Who we are

NestPilot Foundation Inc. is a Florida nonprofit corporation delivering free retirement planning education to underserved American households across the United States.

501(c)(3) status pending — IRS Form 1023-EZ submitted May 2026.

What your gift funds

Free retirement planning & decision support

Full, unlimited access to NestPilot Foundation's retirement-planning tools — Social Security claiming, Medicare enrollment, Roth conversion analysis, retirement-income drawdown — free for the public, always. There is no paid tier. No upsell. No advisor referral, no sales call. Your donation makes these tools sustainable for the underserved households who could never afford a $3,000–$10,000-a-year advisor — and every household gets the same access regardless of whether they donated.

Free retirement seminars

In-person and virtual sessions on Social Security, Medicare, Roth conversion, and retirement drawdown — delivered in Florida, Texas, Arizona, and California beginning summer 2026.

Open educational content

Free, accessible guides and tools covering the major retirement decisions. Available to anyone with an internet connection. No paywall. No advisor required.

Applied research

Studies on how Americans actually make retirement decisions, conducted with academic and policy partners — published openly so the whole field can learn.

Why give now

We launched NestPilot Foundation to fill a gap that the private market cannot fill profitably: free, trustworthy retirement guidance for the households without the income to attract an advisor.

Your founding gift funds the first cohort of seminars and content this summer — while our larger grant applications move through their multi-month review cycles.

You are not bridging a gap. You are deciding whether this work happens at all in 2026.

Founding donors

Founding donors are acknowledged on our website (with permission) and receive direct updates from the founder as each seminar is delivered. You'll see exactly where your gift went and what came out of it.

Important — tax-deductibility status

NestPilot Foundation Inc. has applied for tax-exempt status under Section 501(c)(3) of the Internal Revenue Code. IRS determination is currently pending.

Donations made today may be tax-deductible retroactively to the date of your contribution once 501(c)(3) status is confirmed.
Upon receipt of our IRS determination letter (expected late summer to early fall 2026), we will issue an official tax-deductible receipt covering your gift.
Every donor receives an immediate acknowledgment by email for their records.

Thank you for helping us launch.

— John Pan
Founder, NestPilot Foundation Inc.

Launch NestPilot Foundation: Free Retirement Guidance for Underserved Families